1. What personally identifiable information is collected from you?
2. What cookies are and how they are used?
3. How your information is used?
4. Who is collecting your information?
5. With whom your information may be shared?
6. What choices are available to you regarding collection, use, and distribution of your information?
7. How you can access, update or delete your information?
8. How Swat Business Directory treats your personal financial and health-related information?
9. The kind of security precautions that are in place to protect the loss, misuse, or alteration of your information?
10. What else you should know about your online privacy?

Swat Business Directory collects information in several ways from different parts of our network of web Some personal information is gathered when you register. During registration, Swat Business Directory asks for your name, email address, birth date, gender, zip code, occupation, industry and personal interests. The more information you volunteer (and the more accurate it is), the better we are able to customize your experience. Once you register you are no longer anonymous to Swat Business Directory - you are given a Swat Business Directory ID and are able to take full advantage of Swat Business Directory's many offerings. 
In addition to registration we may ask you for personal information at other times, including (but not limited to) when you enter a contest or promotion sponsored by Swat Business Directory and/or our many partners; when you make a purchase using Swat Business Directory Shopping; when you make travel arrangements using Swat Business Directory Travel; when you post a Swat Business Directory Classified ad; when you submit a listing for a web site; and when you report a problem with one of our sites or services. If you contact Swat Business Directory we may keep a record of that correspondence. Swat Business Directory also occasionally asks users to complete surveys that we use for research purposes. Wherever Swat Business Directory Collects personal information we make an effort to include a link to this Privacy Policy on that page.
 

As part of offering and providing customizable and personalized services, Swat Business Directory uses cookies to store and sometimes track information about you. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. All sites on Swat Business Directory where you are prompted to log-in or that are customizable require that you accept cookies. (See "What are my choices regarding collection, use and distribution of my information?" for more information on cookies.) 
Generally, we use cookies to:

Swat Business Directory's primary goal in collecting personal information is to provide you, the user, with a customized experience on our network of sites. This includes personalization services, interactive communications, online shopping and many other types of services, most of which are completely free to you. In order to provide services free of charge, we display advertisements. By knowing a little about you, Swat Business Directory is able to deliver more relevant advertisements and content, and hence better service, to you. 
In our role of delivering targeted advertisements, Swat Business Directory plays the middleman. Advertisers give us an advertisement and tell us the type of audience they want to reach (for example, males over 35 years old). Swat Business Directory takes the advertisement and displays it to users meeting that criteria. In this process, the advertiser never has access to individual account information. Only Swat Business Directory has access to individuals' accounts. This kind of advertisement targeting is done with banner ads as well as promotional email through Swat Business Directory Delivers. You will only receive special offers via email from Swat Business Directory if you have indicated in your account preferences that you would like to receive them. You can change your account preferences at any time. 
Swat Business Directory does research on our users' demographics, interests, and behavior based on the information provided to us upon registration, during a promotion, from our server log files or from surveys. We do this to better understand and serve our users. This research is compiledand analyzed on an aggregated basis. Swat Business Directory may share this aggregated data with advertisers or business partners.
 

When you are on a Swat Business Directory site and are asked for personal information, you are sharing that information with Swat Business Directory alone, unless it is specifically stated otherwise. For example, some Swat Business Directory services, like Swat Business Directory Shopping , are offered in conjunction with a partner company. In order to provide this co-branded service to you, it is necessary for us to share your personal information with our partner company. If data is being collected and/or maintained by any company other than Swat Business Directory, you will be notified prior to the time of the data collection or transfer. If you do not want your data to be shared, you can choose not to allow the transfer by not using that particular service. 
Promotions that run on Swat Business Directory may be sponsored by companies other than Swat Business Directory or may be cosponsored by Swat Business Directory and another company. Some or all data collected during a promotion may be shared with the sponsor. If data will be shared, you will be notified prior to the time of data collection or transfer. You can decide not to participate in the promotion if you don't want your data to be shared. 
Please be aware that Swat Business Directory Internet access partners, advertisers, and web sites that have links on our site may collect personally identifiable information about you. The information practices of those Internet access partners, advertisers, and web sites linked to Swat Business Directory are not covered by this privacy statement.
 

As a general rule, Swat Business Directory will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. Please see the Terms of Service or Use Agreements for each of our products and services for more detailed information about how your personal information may be shared. The following describes some of the ways that your information may be disclosed. 
Business Partners & Sponsors: Swat Business Directory may disclose your personal information to business partners or sponsors, but this is specifically described to you prior to data collection or prior to transferring the data. Details of shared use can be found in specific Terms of Service or Use Agreements, and promotions rules. Some or all data collected during a Swat Business Directory promotion may be shared with a sponsor. If personally identifying data about you will be shared, we will tell you before we collect or transfer the data. 
Many promotions offer opportunities to request additional information from sponsors. By requesting more information, you give Swat Business Directory permission to transfer your personal information to the sponsor so they can fulfill your request. In many instances, only your email address will be shared. If more information will be shared with the sponsor, you will be notified prior to the transfer. 
Falcon Shopping: If you make a purchase from a store hosted by FalconShopping , or a merchant in Falcon Shopping, the information obtained during your visit to those stores, and the information you give such as your credit card number and contact information, is provided to the merchants. This is to enable transactions to take place. 
Merchants listed in Falcon Shopping have separate privacy and data collection practices. Swat Business Directory has no responsibility or liability for these independent policies. For more information regarding the merchant, their store, and their privacy policies, return to that store's home page and click on their Information link. 
From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt-in to receive information from these third parties, Swat Business Directory will (with your permission) share your name and email address with them . 
Third Party Data & Data in the Aggregate: Under confidentiality agreements, Swat Business Directory may match user information with third party data. Also, Swat Business Directory discloses aggregated user statistics (for example, 70% of our users are male) in order to describe our services to current and prospective partners, advertisers, and other third parties, and for other lawful purposes. 
Other: Swat Business Directory may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Swat Business Directory's Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) Swat Business Directory's rights or property, other Swat Business Directory users, or anyone else that could be harmed by such activities. Swat Business Directory may disclose or access account information when we believe in good faith that the law requires it and for dministrative and other purposes that we deem necessary to maintain, service, and improve our products and services. 
 

Swat Business Directory may, from time to time, send you email regarding our products and services. In addition, if you indicated upon registration that you are interested in receiving offers or information from Swat Business Directory and our partners, we may occasionally send you direct mail about products and services that we feel may be of interest to you. Only Swat Business Directory (or agents working on behalf of Swat Business Directory and under confidentiality agreements) will send you these direct mailings and only if you indicated that you do not object to these offers. If you do not want to receive such mailings, simply tell us when you give us your personal information. Or, at any time you can easily edit your Swat Business Directory Account Information to no longer receive such offers and mailings. You will need your Swat Business Directory ID and Password in order to access your Swat Business Directory Account Information. 
On some types of Swat Business Directory promotions, we will ask for your email address in order to update you on your entries, and status in prize drawings. When you participate in these types of promotions, you automatically receive promotion-related email, unless you choose the no-email option that some promotions offer. Occasionally these promotion-related email messages may include targeted advertisements. 
You also have choices with respect to cookies. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies you will be unable to use those Swat Business Directory services that require registration in order to participate. These services include (but are not limited to): Swat Business Directory and creating a portfolio in Swat Business Directory. You can still use Falcon Shopping and many other Swat Business Directory sites even if you do not accept cookies. 
Swat Business Directory does not sell or rent user information to anyone. We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer. If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions or contests.
 

You may edit your Swat Business Directory Account Information and your public Swat Business Directory Profile at any time by using your Swat Business Directory ID and password. If you have forgotten your password, please click here to request a new password. For all other problems signing in to Swat Business Directory, please click here and complete this form. 
Your Swat Business Directory account can be deleted or deactivated, but doing so will result in not being able to access any members-only area of the Swat Business Directory network. 
If you are participating in a Swat Business Directory promotion and you wish to update your email address on the promotions mailing list or to quit a promotion and cease receiving promotion-related email, please contact promotions-feedback@Swat Business Directory.com. 
 

Keeping your personal financial and health-related information private is vitally important to us. As with all information, Swat Business Directory will never rent or sell your personal financial or health-related information. This includes information kept in your Swat Business Directory Portfolio or from any Swat Business Directory Health assessment tools. 
Knowing that you use certain services or features may help us to offer you better and more relevant content and advertisements. But as with all personally identifiable information, we do not make this available to any third parties without your permission. Any user statistics that we may provide to prospective advertisers or partners regarding financial product or service usage on Swat Business Directory are provided in the aggregate only and do not include any personally identifiable information about any individual user. 
Please note that there are several places on the Swat Business Directory network of Web sites where you can transmit credit card information in order to complete a purchase transaction or for verification purposes. Any time we ask for a credit card number we transmit that credit card number in an encrypted format. We use industry-standard, SSL (secure socket layer) encryption.

Your Swat Business Directory Account Information and Swat Business Directory Profile are password-protected so that you and only you have access to this personal information. You may edit your Swat Business Directory Account Information and Swat Business Directory Profile by using your Swat Business Directory ID and password. 
We recommend that you do not divulge your password to anyone. Swat Business Directory will never ask you for your password in an unsolicited phone call or in an unsolicited email. Also remember to sign out of your Swat Business Directory account and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or Internet cafe. 
Whenever Swat Business Directory handles personal information as described above, regardless of where this occurs, Swat Business Directory takes steps to ensure that your information is treated securely and in accordance with the relevant Terms of Service and this Privacy Policy. 
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, Swat Business Directory cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
 

Please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through email, or in chat areas - that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. 
Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you're online.